A personal money manager (also known as a daily money manager) assists with financial tasks, such as ensuring bills are paid and on time, payments are monitored to help prevent fraud, records are accurate, and taxes are handled. They can also help with tasks like cash flow planning, budgeting, and even perform financial check-ups periodically.

Good question. We understand that trust is everything when it comes to managing your finances. Our goal is to provide secure, transparent, and reliable bill management services so you can enjoy peace of mind. We added checks and balances to our process.

Here’s how we ensure your money is handled with the highest level of integrity:

• Transparency & Accountability

✔ Clear Service Agreements – We provide detailed contracts outlining exactly what we do, with no hidden fees or surprises.
✔ Monthly Financial Reports – You (and any designated family members or advisors) receive regular updates on all payments made.

• Trusted Oversight & Security

✔ Collaboration with Estate Planners, CPAs & POAs – We work with your existing financial team to ensure alignment and oversight.
✔ Fraud Protection & Alerts – We actively monitor for suspicious activity and notify you of anything unusual.

• Licensed, Insured, and Experienced

✔ Professional Background & Certifications – With years of experience in financial management, we adhere to the highest ethical standards.
✔ Insurance – Our services are backed by professional liability coverage for added security.

• You’re Always in Control

✔ You Approve All Payments – No money is moved without your consent or a pre-approved plan.
✔ Designated Family or Legal Oversight – We encourage family members or POAs to be involved for extra peace of mind.
✔ Flexible, No-Pressure Service – You’re free to adjust or discontinue services at any time—no long-term contracts required.

That’s easy. It all starts with a quick call so we can learn more about you and the services that might the best fit. After the call, if you decide to work with us, we’ll send you an agreement and ask you to complete information regarding your accounts. Once everything is set up, we’ll send you a statement each month listing the bills paid and any other information about your accounts.

If at any time during the process you have questions or concerns, just reach out by phone or email.

No the service we provide is month to month and may be cancelled at any time. However, we do charge a setup fee that is non-refundable.

No. MoneyWise365 was specifically designed to benefit individuals who do not have or want to use a computer. However, if you use a computer and want to access your account, you will be able to do so, or you may provide written authorization for third parties like adult children, accountant, and attorneys to access your information via our portal.

To make changes, simply give us a call at 949.940.8933 or email: info@psworth.com and we will make any changes needed. Depending on the change, your fees could also change.