Today, women are more educated, more active in the workforce, and have greater financial influence than ever before. Yet, many traditional financial plans still overlook the unique realities women face when building and protecting wealth.

At PS Worth, we understand these challenges—and we’re here to help you turn them into opportunities.

1. Pay inequities and career interruptions

On average, women earn about $0.82 for every $1 men earn—and the gap is even wider for Black and Brown women, who may earn as little as $0.55 on the dollar. Lower lifetime earnings often mean smaller retirement benefits such as Social Security and pensions. In addition, women are more likely to step away from the workforce to care for family, further impacting long-term savings potential.

Women typically live five to seven years longer than men. That means we need to make our savings last longer—and plan more strategically for healthcare, lifestyle, and legacy goals.

3. Less confidence in investing

Only one in four women feels confident making investment and savings decisions, according to McKinsey. This often stems from limited access to financial education and advice tailored to women’s experiences.