Let’s Make Managing Your Money Simple Again
Keeping up with your daily finances helps you make smart decisions, plan for the future, and rest easy at night. But for many people, it can feel like too much — the paperwork, the deadlines, the details. Before you know it, things start to slip through the cracks.
That’s where we come in.
We take the stress and hassle out of managing your personal finances — from paying bills and organizing tax documents to reviewing health insurance claims and more. We handle the details so you can spend your time and energy on the things (and people) that matter most.
Our Services
Bill Pay & Daily Financial Tasks
We take the stress out of tracking multiple financial tasks off your plate- Payment and due date management
- Membershp and subscription management
- Account monitoring reconciliation and issue reduction
- Beneficiary designation verification
Financial Organization
We take care of budgeting and document preparation to simplify your life- Budget development and monitoring
- Preparation of financial information for CPA/tax preparer
- Investment account monitoring
- Document management and digital file creation
- Financial advisor and professional services coordination
Fraud Prevention
We'll keep a watchful eye on your accounts and help you implement prevention practices- Multi-factor authentication implementation on all applicable accounts
- Credit monitioring
- Creditor negotiation, as appropriate
Additional Services
We offer services in a variety of additional areas such as medical, insurance, estate, and financial analysis- Asset and liabilities inventory management
- Review of medical and insurance claims
- Financial check-ups
Who We Serve
We specialize in working with people who want peace of mind that their daily personal money tasks are handled so they can focus on their lives and the things that matter most to them.
People we serve include:
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Seniors & Caregivers:
As financial responsibilities grow with age, managing everyday tasks — paying bills, keeping track of statements, monitoring for scams — can become stressful. We partner with seniors and their caregivers to ease that burden. By making sure bills are paid on time, safeguarding against fraud, and helping maintain financial independence, we free up energy for life’s more meaningful moments.
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Busy Professionals & People who Have Complex Financial Lives:
When your schedule is packed and your financial picture has many moving pieces — perhaps multiple income streams, investment accounts, trust/estate matters, etc. — even small things can slip through the cracks. We can step in to handle the routine but essential tasks: organizing your finances, monitoring expenses and deadlines, and keeping everything running smoothly so you can stay focused on your career, family, or entrepreneurial goals.
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Retirees & People in Transition:Life transitions — whether retirement, divorce, loss of a spouse, health-changes, or simply shifting into a new chapter — bring both opportunity and uncertainty. By taking every day financial tasks off your plate, we give you space to care for yourself, explore your next steps, and build the future you want, knowing your day-to-day finances are in capable hands and aligned with your new pace and priorities.
- Schedule a complimentary call. During this session, we’ll listen to your needs, the outcome you are looking for, and offer ways we can help.
- If you decide to work with us, we’ll create an agreement that spells out the services we will provide and the costs.
- As part of the setup process, you’ll be asked to provide different types of information depending on the services you choose, but may include:
- personal information
- list of professionals you work with
- bank and financial account information
- insurance policies
- medical providers contact information
- subscriptions
- estate planning documentation
- tax documentation
- wishes
- After you complete the onboarding process, we’ll set up your accounts, start paying your bills, etc. Next, we’ll create reports for you so you can have peace of mind that your finances are being taken care of.
FAQs
What is a personal money manager?
A personal money manager (also known as a daily money manager) assists with financial tasks, such as ensuring bills are paid and on time, payments are monitored to help prevent fraud, records are accurate, and taxes are handled. They can also help with tasks like cash flow planning, budgeting, and even perform financial check-ups periodically.
If a Personal Money Manager is hired, is an accountant, lawyer, or healthcare worker still needed?
Yes, a Personal Money Manager (PMM) does not take the place of professionals in the accounting, financial planning or investment, social service or medical fields. A PMM’s work complements the specialization of other professionals by facilitating the completion, accuracy and timeliness in taking care of day-to-day tasks.
For example, a PMM organizes and maintains accurate financial records and can then compile the necessary documents for tax preparation by an accountant. When the accountant has prepared the required tax returns, the PMM makes sure they are correctly signed and filed on time.
What will the services of a Personal Money Manager cost and how are services billed?
Most services are provided on an hourly basis. Services are typically billed monthly or on a bi-weekly basis. An estimate of total charges will be discussed depending on the extent of services and the depth of the relationship. A full accounting of hours will be provided as billed. Once a scope of services has been established, if the client prefers, a flat monthly rate can be arranged. There is no charge for an initial consultation.
What assurance can you give me that you won't take my money and run?
Good question. We understand that trust is everything when it comes to managing your finances. Our goal is to provide secure, transparent, and reliable bill management services so you can enjoy peace of mind. We added checks and balances to our process.
Here’s how we ensure your money is handled with the highest level of integrity:
• Transparency & Accountability
✔ Clear Service Agreements – We provide detailed contracts outlining exactly what we do, with no hidden fees or surprises.
✔ Monthly Financial Reports – You (and any designated family members or advisors) receive regular updates on all payments made.
• Trusted Oversight & Security
✔ Collaboration with Estate Planners, CPAs & POAs – We work with your existing financial team to ensure alignment and oversight.
✔ Fraud Protection & Alerts – We actively monitor for suspicious activity and notify you of anything unusual.
• Licensed, Insured, and Experienced
✔ Professional Background & Certifications – With years of experience in financial management, we adhere to the highest ethical standards.
✔ Insurance – Our services are backed by professional liability coverage for added security.
• You’re Always in Control
✔ You Approve All Payments – No money is moved without your consent or a pre-approved plan.
✔ Designated Family or Legal Oversight – We encourage family members or POAs to be involved for extra peace of mind.
✔ Flexible, No-Pressure Service – You’re free to adjust or discontinue services at any time—no long-term contracts required.
Will I have to sign a long-term contract?
No the service we provide is month to month and may be cancelled at any time. However, we do charge a setup fee that is non-refundable.
Will I be giving up my independence if I hire a Personal Money Manager?
On the contray, hiring a Personal Money Manager (PMM) will enable you to maintain your independence as they can assist you with your finances and help protect you from financial fraud. Clients can enjoy a renewed feeling of freedom and independence, and benefit from stress and anxiety of being overwhelmed by financial and other matters.
Do I need to use a computer to benefit from MoneyWise365?
No. MoneyWise365 was specifically designed to benefit individuals who do not have or want to use a computer. However, if you use a computer and want to access your account, you will be able to do so, or you may provide written authorization for third parties like adult children, accountant, and attorneys to access your information via our portal.
What if I want to make changes -- add a new bill, change banks, etc.?
To make changes, simply give us a call at 949.940.8933 or email: info@psworth.com and we will make any changes needed. Depending on the change, your fees could also change.
Who Benefits?
- Seniors needing personal or financial management assistance
- Busy professionals, business owners, and high net worth people who are strapped for time or would like assistance from a trusted professional in managing their personal finances
- Out-of-town family members worried about elders and unable to provide oversight
- Widows, widowers or divorcees needing financial organzational or healthcare support
- Those going through a transition or life changing event
- Trusted professionals and advisors concerned with their clients ability to manage life’s challenges or those seeking to protect their clients’ interests
- Anyone overwhelmed due to declining health, mental capacity or other circumstances
About Us
Welcome to MoneyWise 365!
We are a proud division of PS Worth, a trusted financial advisory firm. However, MoneyWise 365 operates independently — we do not offer financial products or advisory services to MoneyWise 365 clients, nor do we interfere with any existing relationships you may have with your financial or investment advisors. In fact, we collaborate with them to ensure you receive comprehensive, coordinated financial support.
At MoneyWise 365, our mission is to provide compassionate, reliable, and personalized assistance with your day-to-day financial tasks — from bill paying and budgeting to organizing important documents — so you can enjoy peace of mind knowing everything is handled, and focus on what matters most to you.
Our Director, Patricia Stallworth, brings more than 20 years of experience in financial services, both in the corporate world and private practice. [Read more]
Note: While we are based in California, we work with clients nationwide.
Resources
A Quick Quiz to See If Your Money Management Is on Track
Schedule a Call:
Got questions? Contact us:
Email: info@psworth.com
Phone: 949.940.8933
Website: MoneyWise365.com
*MoneyWise365 is a division of PS Worth, LLC